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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,149 | $99,875-81.8% | $146,866-87.6% | $86,983-79.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 35.62% | 28.10%+7.5pp | 102.85%-67.2pp | 25.83%+9.8pp |
| Employer contribution / active EE | $3,898 | $3,224+20.9% | $4,425-11.9% | $2,584+50.8% |
| Participant deferral / active EE | $3,697 | $6,322-41.5% | $7,759-52.4% | $4,194-11.9% |
| Admin fee / account holder | $1,225 | $7,838-84.4% | $13,620-91.0% | $7,856-84.4% |