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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,546 | $160,028-89.7% | $147,080-88.8% | $145,884-88.7% |
| Participation rate | 94.4% | 84.0%+10.4pp | 82.2%+12.3pp | 80.3%+14.1pp |
| Annual return | 15.69% | 98.60%-82.9pp | 420.17%-404.5pp | 551.85%-536.2pp |
| Employer contribution / active EE | $6,393 | $5,286+21.0% | $4,933+29.6% | $4,662+37.1% |
| Participant deferral / active EE | $6,555 | $8,422-22.2% | $8,066-18.7% | $6,690-2.0% |
| Admin fee / account holder | $5,405 | $15,030-64.0% | $12,989-58.4% | $13,392-59.6% |