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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,992 | $102,385-47.3% | $147,080-63.3% | $80,935-33.3% |
| Participation rate | 84.1% | 75.9%+8.3pp | 82.2%+1.9pp | 67.7%+16.5pp |
| Annual return | 14.80% | 135.09%-120.3pp | 420.17%-405.4pp | 35.66%-20.9pp |
| Employer contribution / active EE | $3,281 | $3,717-11.7% | $4,933-33.5% | $2,757+19.0% |
| Participant deferral / active EE | $9,279 | $6,651+39.5% | $8,066+15.0% | $4,299+115.8% |
| Admin fee / account holder | $1,981 | $7,951-75.1% | $12,989-84.7% | $6,924-71.4% |