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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,366 | $82,678-57.2% | $125,391-71.8% | $68,490-48.4% |
| Participation rate | 75.6% | 75.1%+0.5pp | 82.4%-6.8pp | 67.9%+7.7pp |
| Annual return | -18.75% | -5.97%-12.8pp | 572.41%-591.2pp | -7.85%-10.9pp |
| Employer contribution / active EE | $2,712 | $3,382-19.8% | $4,816-43.7% | $2,597+4.5% |
| Participant deferral / active EE | $9,971 | $6,111+63.2% | $7,448+33.9% | $4,028+147.6% |
| Admin fee / account holder | $845 | $6,277-86.5% | $10,009-91.6% | $5,403-84.4% |