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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,253 | $84,482-61.8% | $125,363-74.3% | $66,930-51.8% |
| Participation rate | 100.0% | 76.4%+23.6pp | 82.4%+17.6pp | 69.8%+30.2pp |
| Annual return | -7.67% | -8.49%+0.8pp | 572.15%-579.8pp | 1.57%-9.2pp |
| Employer contribution / active EE | $3,774 | $3,553+6.2% | $4,815-21.6% | $2,545+48.3% |
| Participant deferral / active EE | $7,556 | $6,782+11.4% | $7,447+1.5% | $4,238+78.3% |
| Admin fee / account holder | $498 | $685-27.2% | $10,005-95.0% | $593-16.0% |