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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,027 | $180,749-78.4% | $160,784-75.7% | $137,256-71.6% |
| Participation rate | 71.4% | 80.0%-8.5pp | 77.0%-5.5pp | 80.0%-8.5pp |
| Annual return | 15.06% | 2234.46%-2219.4pp | 1803.92%-1788.9pp | 220.34%-205.3pp |
| Employer contribution / active EE | $844 | $4,155-79.7% | $3,733-77.4% | $4,156-79.7% |
| Participant deferral / active EE | $1,361 | $6,844-80.1% | $6,293-78.4% | $6,407-78.8% |
| Admin fee / account holder | $4,883 | $10,397-53.0% | $9,717-49.8% | $12,270-60.2% |