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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,807 | $174,379-96.7% | $152,093-96.2% | $138,895-95.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 8.46% | 74.86%-66.4pp | 66.36%-57.9pp | 145.39%-136.9pp |
| Employer contribution / active EE | $3,363 | $4,652-27.7% | $4,175-19.4% | $4,194-19.8% |
| Participant deferral / active EE | $3,553 | $6,159-42.3% | $5,451-34.8% | $6,396-44.4% |
| Admin fee / account holder | $10,052 | $16,880-40.5% | $14,497-30.7% | $12,562-20.0% |