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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,811 | $112,729-92.2% | $98,716-91.1% | $137,256-93.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 21.41% | 38.48%-17.1pp | 31.81%-10.4pp | 220.34%-198.9pp |
| Employer contribution / active EE | $1,642 | $2,725-39.7% | $2,279-27.9% | $4,156-60.5% |
| Participant deferral / active EE | $3,134 | $4,640-32.5% | $4,048-22.6% | $6,407-51.1% |
| Admin fee / account holder | $3,599 | $10,129-64.5% | $8,703-58.6% | $12,270-70.7% |