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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,811 | $124,980-93.0% | $108,359-91.9% | $154,746-94.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 21.41% | 45.00%-23.6pp | 36.89%-15.5pp | 172.34%-150.9pp |
| Employer contribution / active EE | $1,642 | $2,851-42.4% | $2,399-31.6% | $4,379-62.5% |
| Participant deferral / active EE | $3,134 | $4,743-33.9% | $4,137-24.2% | $6,730-53.4% |
| Admin fee / account holder | $3,599 | $11,502-68.7% | $9,741-63.0% | $14,365-74.9% |