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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,965 | $100,073-29.1% | $85,126-16.6% | $145,877-51.4% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 16.02% | 84.11%-68.1pp | 66.63%-50.6pp | 551.28%-535.3pp |
| Employer contribution / active EE | $9,862 | $3,236+204.7% | $2,731+261.1% | $4,663+111.5% |
| Participant deferral / active EE | $7,758 | $5,294+46.5% | $4,523+71.5% | $6,691+16.0% |
| Admin fee / account holder | $5,197 | $7,261-28.4% | $6,160-15.6% | $13,402-61.2% |