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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,856 | $96,388-52.4% | $80,627-43.1% | $139,466-67.1% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 23.44% | 1352.08%-1328.6pp | 936.76%-913.3pp | 373.66%-350.2pp |
| Employer contribution / active EE | $8,006 | $3,260+145.6% | $2,723+194.1% | $4,754+68.4% |
| Participant deferral / active EE | $5,916 | $5,224+13.2% | $4,443+33.2% | $6,712-11.9% |
| Admin fee / account holder | $1,387 | $6,603-79.0% | $5,381-74.2% | $11,409-87.8% |