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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,738 | $110,303-53.1% | $95,759-46.0% | $139,487-62.9% |
| Participation rate | 60.0% | 75.7%-15.7pp | 72.3%-12.3pp | 80.3%-20.3pp |
| Annual return | 25.90% | 27.19%-1.3pp | 28.42%-2.5pp | 373.84%-347.9pp |
| Employer contribution / active EE | $2,126 | $3,261-34.8% | $2,836-25.0% | $4,755-55.3% |
| Participant deferral / active EE | $18,000 | $4,674+285.1% | $4,244+324.2% | $6,713+168.2% |
| Admin fee / account holder | $3,332 | $6,615-49.6% | $5,678-41.3% | $11,407-70.8% |