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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,974 | $106,557-74.7% | $91,227-70.4% | $134,545-80.0% |
| Participation rate | 75.0% | 76.8%-1.8pp | 73.2%+1.8pp | 81.2%-6.2pp |
| Annual return | -23.44% | 160.81%-184.3pp | 114.14%-137.6pp | 418.37%-441.8pp |
| Employer contribution / active EE | $3,911 | $3,332+17.4% | $2,851+37.2% | $4,742-17.5% |
| Participant deferral / active EE | $23,135 | $4,719+390.3% | $4,234+446.4% | $6,401+261.4% |
| Admin fee / account holder | $12,264 | $6,235+96.7% | $5,423+126.1% | $11,431+7.3% |