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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,083 | $82,674+219.4% | $125,381+110.6% | $68,486+285.6% |
| Participation rate | 93.6% | 75.1%+18.6pp | 82.4%+11.2pp | 67.9%+25.7pp |
| Annual return | -14.60% | -5.97%-8.6pp | 572.31%-586.9pp | -7.85%-6.8pp |
| Employer contribution / active EE | $3,666 | $3,382+8.4% | $4,815-23.9% | $2,597+41.2% |
| Participant deferral / active EE | $9,562 | $6,111+56.5% | $7,448+28.4% | $4,028+137.4% |
| Admin fee / account holder | $4,996 | $6,277-20.4% | $10,007-50.1% | $5,404-7.6% |