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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,818 | $72,492-72.7% | $87,104-77.2% | $72,975-72.8% |
| Participation rate | 76.9% | 72.8%+4.1pp | 76.9%+0.1pp | 69.5%+7.4pp |
| Annual return | 153.58% | 24.46%+129.1pp | 28.19%+125.4pp | 81.01%+72.6pp |
| Employer contribution / active EE | $2,794 | $1,894+47.5% | $2,521+10.8% | $2,440+14.5% |
| Participant deferral / active EE | $9,656 | $3,270+195.3% | $4,048+138.5% | $3,608+167.6% |
| Admin fee / account holder | $1,037 | $5,055-79.5% | $7,491-86.2% | $5,124-79.8% |