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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,826 | $65,555-27.0% | $86,216-44.5% | $75,173-36.4% |
| Participation rate | 92.0% | 60.5%+31.5pp | 69.0%+23.0pp | 67.2%+24.8pp |
| Annual return | 12.67% | 46.07%-33.4pp | 1169.42%-1156.7pp | 160.72%-148.1pp |
| Employer contribution / active EE | $2,217 | $1,553+42.7% | $2,382-6.9% | $2,671-17.0% |
| Participant deferral / active EE | $4,400 | $3,023+45.5% | $3,986+10.4% | $4,126+6.6% |
| Admin fee / account holder | $4,673 | $5,469-14.6% | $6,853-31.8% | $5,651-17.3% |