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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $107,692 |
Filed as: GALLAGHER BENEFIT SERVICES INC DBA Service code 27 1100 SUPERIOR AVE STE 1700 · CLEVELAND, OH 44114 | Advisory (Plan) | $21,600 |
Filed as: VPAG LLC DBA VISIONPOINT ADVISORY Service code 27 8111 PRESTON ROAD, STE. 500 · DALLAS, TX 75225 | Advisory (Plan) | $15,574 |
Filed as: KESTRA ADVISORY SERVICES LLC Service code 27 5707 SWST PRKWY BLDG 2 · AUSTIN, TX 78735 | Advisory (Plan) | $1,650 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,099 | $56,438+235.1% | $76,872+146.0% | $71,511+164.4% |
| Participation rate | 74.4% | 64.3%+10.1pp | 69.6%+4.8pp | 67.9%+6.5pp |
| Annual return | 10.96% | 19.05%-8.1pp | 37.90%-26.9pp | 28.86%-17.9pp |
| Employer contribution / active EE | $4,124 | $1,864+121.3% | $2,533+62.8% | $2,589+59.3% |
| Participant deferral / active EE | $7,314 | $3,136+133.2% | $3,832+90.9% | $4,291+70.5% |
| Admin fee / account holder | $744 | $1,430-48.0% | $5,476-86.4% | $1,588-53.2% |