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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,727 | $82,674-48.3% | $125,381-65.9% | $68,486-37.6% |
| Participation rate | 63.9% | 75.1%-11.2pp | 82.4%-18.5pp | 67.9%-4.0pp |
| Annual return | -4.71% | -5.97%+1.3pp | 572.31%-577.0pp | -7.85%+3.1pp |
| Employer contribution / active EE | $2,448 | $3,382-27.6% | $4,815-49.2% | $2,597-5.7% |
| Participant deferral / active EE | $4,749 | $6,111-22.3% | $7,448-36.2% | $4,028+17.9% |
| Admin fee / account holder | $4,514 | $6,277-28.1% | $10,007-54.9% | $5,404-16.5% |