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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,668 | $98,776-70.0% | $149,745-80.2% | $79,856-62.8% |
| Participation rate | 67.9% | 75.8%-7.8pp | 82.5%-14.5pp | 69.6%-1.7pp |
| Annual return | 25.26% | 27.38%-2.1pp | 276.72%-251.5pp | 31.71%-6.5pp |
| Employer contribution / active EE | $2,398 | $3,217-25.5% | $4,646-48.4% | $2,471-3.0% |
| Participant deferral / active EE | $4,593 | $5,681-19.2% | $6,843-32.9% | $3,741+22.8% |
| Admin fee / account holder | $2,260 | $6,053-62.7% | $9,312-75.7% | $5,306-57.4% |