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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,939 | $59,107-78.1% | $86,439-85.0% | $68,495-81.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -18.76% | -0.23%-18.5pp | 4395.55%-4414.3pp | -7.84%-10.9pp |
| Employer contribution / active EE | $2,547 | $2,519+1.1% | $3,769-32.4% | $2,596-1.9% |
| Participant deferral / active EE | $5,779 | $5,901-2.1% | $6,952-16.9% | $4,028+43.5% |
| Admin fee / account holder | $989 | $5,637-82.5% | $6,732-85.3% | $5,403-81.7% |