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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,559 | $51,222+20.2% | $70,544-12.7% | $75,173-18.1% |
| Participation rate | 92.3% | 61.0%+31.3pp | 68.4%+24.0pp | 67.2%+25.1pp |
| Annual return | 20.77% | 30.06%-9.3pp | 32.79%-12.0pp | 160.72%-140.0pp |
| Employer contribution / active EE | $5,140 | $1,827+181.4% | $2,976+72.7% | $2,671+92.4% |
| Participant deferral / active EE | $6,158 | $2,850+116.0% | $4,568+34.8% | $4,126+49.2% |
| Admin fee / account holder | $1,129 | $4,096-72.4% | $6,427-82.4% | $5,651-80.0% |