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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,955 | $49,976-80.1% | $66,674-85.1% | $82,637-88.0% |
| Participation rate | 56.4% | 63.1%-6.7pp | 73.7%-17.3pp | 68.1%-11.7pp |
| Annual return | 16.48% | 39.09%-22.6pp | 321.24%-304.8pp | 53.51%-37.0pp |
| Employer contribution / active EE | $636 | $1,988-68.0% | $2,620-75.7% | $2,552-75.1% |
| Participant deferral / active EE | $829 | $2,847-70.9% | $4,084-79.7% | $4,126-79.9% |
| Admin fee / account holder | $4,061 | $4,594-11.6% | $5,098-20.4% | $7,339-44.7% |