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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,899 | $175,231-85.8% | $149,696-83.4% | $139,466-82.1% |
| Participation rate | 53.3% | 83.4%-30.1pp | 78.8%-25.4pp | 80.3%-27.0pp |
| Annual return | 25.69% | 166.77%-141.1pp | 134.46%-108.8pp | 373.66%-348.0pp |
| Employer contribution / active EE | $2,079 | $5,478-62.0% | $4,821-56.9% | $4,754-56.3% |
| Participant deferral / active EE | $2,665 | $6,521-59.1% | $5,682-53.1% | $6,712-60.3% |
| Admin fee / account holder | $1,275 | $16,155-92.1% | $13,212-90.3% | $11,409-88.8% |