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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,525 | $76,522-52.3% | $56,033-34.8% | $145,884-75.0% |
| Participation rate | 28.6% | 63.2%-34.7pp | 52.5%-23.9pp | 80.3%-51.7pp |
| Annual return | 13.33% | 3014.28%-3001.0pp | 1711.38%-1698.0pp | 551.85%-538.5pp |
| Employer contribution / active EE | $787 | $1,382-43.1% | $1,041-24.4% | $4,662-83.1% |
| Participant deferral / active EE | $3,409 | $2,624+29.9% | $1,954+74.5% | $6,690-49.0% |
| Admin fee / account holder | $3,957 | $3,328+18.9% | $2,827+40.0% | $13,392-70.5% |