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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,591 | $81,668-73.6% | $58,507-63.1% | $139,487-84.5% |
| Participation rate | 50.0% | 61.3%-11.3pp | 50.9%-0.9pp | 80.3%-30.3pp |
| Annual return | 23.84% | 7430.07%-7406.2pp | 4252.32%-4228.5pp | 373.84%-350.0pp |
| Employer contribution / active EE | $1,770 | $1,398+26.6% | $1,053+68.0% | $4,755-62.8% |
| Participant deferral / active EE | $4,837 | $2,554+89.4% | $1,922+151.6% | $6,713-27.9% |
| Admin fee / account holder | $160 | $3,212-95.0% | $2,486-93.6% | $11,407-98.6% |