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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,447 | $148,582-64.0% | $135,942-60.7% | $139,456-61.7% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.2pp | 80.3%-13.7pp |
| Annual return | 20.56% | 79.26%-58.7pp | 68.28%-47.7pp | 373.45%-352.9pp |
| Employer contribution / active EE | $6,755 | $5,245+28.8% | $4,858+39.1% | $4,753+42.1% |
| Participant deferral / active EE | $13,075 | $8,101+61.4% | $7,759+68.5% | $6,711+94.8% |
| Admin fee / account holder | $4,502 | $12,402-63.7% | $10,764-58.2% | $11,407-60.5% |