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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,653 | $57,330-1.2% | $86,656-34.6% | $75,177-24.6% |
| Participation rate | 44.7% | 63.2%-18.5pp | 71.7%-27.0pp | 67.2%-22.5pp |
| Annual return | 17.68% | 2675.40%-2657.7pp | 593.09%-575.4pp | 160.75%-143.1pp |
| Employer contribution / active EE | $1,270 | $2,316-45.2% | $3,025-58.0% | $2,671-52.4% |
| Participant deferral / active EE | $2,262 | $3,320-31.9% | $4,439-49.0% | $4,126-45.2% |
| Admin fee / account holder | $393 | $4,115-90.4% | $5,619-93.0% | $5,651-93.0% |