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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,569 | $155,833-63.7% | $124,693-54.6% | $167,536-66.2% |
| Participation rate | 59.1% | 81.1%-22.0pp | 74.6%-15.5pp | 82.1%-23.0pp |
| Annual return | 17.76% | 17.98%-0.2pp | 5144.19%-5126.4pp | 478.82%-461.1pp |
| Employer contribution / active EE | $1,533 | $4,164-63.2% | $3,324-53.9% | $4,839-68.3% |
| Participant deferral / active EE | $2,864 | $5,675-49.5% | $4,615-37.9% | $6,342-54.8% |
| Admin fee / account holder | $932 | $9,534-90.2% | $7,494-87.6% | $12,315-92.4% |