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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,977 | $91,559-54.2% | $133,971-68.7% | $79,852-47.4% |
| Participation rate | 61.9% | 73.3%-11.4pp | 79.8%-17.9pp | 69.6%-7.7pp |
| Annual return | 0.00% | 61.85%-61.9pp | 45.09%-45.1pp | 31.72%-31.7pp |
| Employer contribution / active EE | $1,766 | $2,384-25.9% | $3,919-54.9% | $2,471-28.5% |
| Participant deferral / active EE | $5,093 | $3,734+36.4% | $5,047+0.9% | $3,740+36.2% |
| Admin fee / account holder | $1,635 | $6,321-74.1% | $8,929-81.7% | $5,306-69.2% |