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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,449 | $185,312-96.5% | $161,489-96.0% | $154,746-95.8% |
| Participation rate | 90.5% | 82.5%+8.0pp | 78.7%+11.8pp | 80.7%+9.8pp |
| Annual return | 22.10% | 103.84%-81.7pp | 89.72%-67.6pp | 172.34%-150.2pp |
| Employer contribution / active EE | $1,826 | $4,769-61.7% | $4,268-57.2% | $4,379-58.3% |
| Participant deferral / active EE | $2,939 | $6,350-53.7% | $5,630-47.8% | $6,730-56.3% |
| Admin fee / account holder | $333 | $18,654-98.2% | $16,006-97.9% | $14,365-97.7% |