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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,252 | $183,592-97.7% | $155,574-97.3% | $145,877-97.1% |
| Participation rate | 95.0% | 82.7%+12.3pp | 78.2%+16.8pp | 80.3%+14.7pp |
| Annual return | 14.47% | 61.37%-46.9pp | 64.87%-50.4pp | 551.28%-536.8pp |
| Employer contribution / active EE | $1,464 | $5,317-72.5% | $4,676-68.7% | $4,663-68.6% |
| Participant deferral / active EE | $2,230 | $6,466-65.5% | $5,629-60.4% | $6,691-66.7% |
| Admin fee / account holder | $663 | $19,316-96.6% | $15,914-95.8% | $13,402-95.1% |