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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,280 | $209,428-80.8% | $178,498-77.4% | $158,950-74.7% |
| Participation rate | 63.6% | 86.4%-22.7pp | 81.9%-18.3pp | 82.0%-18.3pp |
| Annual return | 22.57% | 188.78%-166.2pp | 151.09%-128.5pp | 302.91%-280.3pp |
| Employer contribution / active EE | $9,597 | $5,707+68.2% | $5,011+91.5% | $4,762+101.5% |
| Participant deferral / active EE | $4,393 | $5,955-26.2% | $5,202-15.6% | $5,983-26.6% |
| Admin fee / account holder | $18 | $17,077-99.9% | $13,985-99.9% | $11,248-99.8% |