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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,403 | $115,225+27.9% | $100,712+46.4% | $138,895+6.1% |
| Participation rate | 20.0% | 74.3%-54.3pp | 69.3%-49.3pp | 79.9%-59.9pp |
| Annual return | 18.51% | 40.35%-21.8pp | 33.27%-14.8pp | 145.39%-126.9pp |
| Employer contribution / active EE | $1,332 | $2,771-51.9% | $2,313-42.4% | $4,194-68.2% |
| Participant deferral / active EE | $6,200 | $4,699+31.9% | $4,085+51.8% | $6,396-3.1% |
| Admin fee / account holder | $670 | $10,844-93.8% | $9,256-92.8% | $12,562-94.7% |