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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,755 | $68,394-69.7% | $94,672-78.1% | $75,177-72.4% |
| Participation rate | 81.8% | 76.1%+5.7pp | 80.8%+1.0pp | 67.2%+14.6pp |
| Annual return | 26.90% | 616.92%-590.0pp | 156.89%-130.0pp | 160.75%-133.8pp |
| Employer contribution / active EE | $2,992 | $2,701+10.8% | $3,673-18.5% | $2,671+12.0% |
| Participant deferral / active EE | $5,379 | $6,536-17.7% | $7,417-27.5% | $4,126+30.4% |
| Admin fee / account holder | $689 | $5,326-87.1% | $7,222-90.5% | $5,651-87.8% |