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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,474 | $77,157-78.6% | $108,405-84.8% | $85,847-80.8% |
| Participation rate | 81.3% | 74.7%+6.6pp | 80.1%+1.1pp | 69.3%+11.9pp |
| Annual return | 28.98% | 44.55%-15.6pp | 905.55%-876.6pp | 318.61%-289.6pp |
| Employer contribution / active EE | $2,380 | $2,3790% | $3,559-33.1% | $2,565-7.2% |
| Participant deferral / active EE | $4,681 | $5,567-15.9% | $6,563-28.7% | $3,952+18.4% |
| Admin fee / account holder | $1,129 | $5,174-78.2% | $7,297-84.5% | $6,261-82.0% |