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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,526 | $81,262-68.6% | $155,602-83.6% | $80,911-68.5% |
| Participation rate | 72.4% | 66.2%+6.2pp | 78.2%-5.8pp | 67.6%+4.8pp |
| Annual return | 15.22% | 33.34%-18.1pp | 64.81%-49.6pp | 35.63%-20.4pp |
| Employer contribution / active EE | $1,915 | $3,102-38.3% | $4,675-59.0% | $2,756-30.5% |
| Participant deferral / active EE | $4,750 | $3,451+37.6% | $5,629-15.6% | $4,297+10.5% |
| Admin fee / account holder | $719 | $7,992-91.0% | $15,923-95.5% | $6,935-89.6% |