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| Provider | Service type | Compensation |
|---|---|---|
Filed as: AMERIPRISE FINANCIAL Service code 26 · EIN 41-0973005 | Advisory (Participants) | $103,500 |
WITHUMSMITH+BROWN, PC1 year Filed as: SWAIM BROWN PA Service code 10 · EIN 57-0783795 | Accounting | $23,625 |
Service code 27 · EIN 36-4291971 | Advisory (Plan) | $17,500 |
Service code 60 · EIN 04-2647786 | Sub-TA Fees | -$154,040 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,433 | $82,163+47.8% | $125,363-3.1% | $64,814+87.4% |
| Participation rate | 86.4% | 77.9%+8.5pp | 82.4%+4.1pp | 71.5%+15.0pp |
| Annual return | -6.75% | 3.49%-10.2pp | 572.15%-578.9pp | 32.84%-39.6pp |
| Employer contribution / active EE | $3,915 | $3,616+8.3% | $4,815-18.7% | $2,507+56.2% |
| Participant deferral / active EE | $6,237 | $7,175-13.1% | $7,447-16.2% | $4,310+44.7% |
| Admin fee / account holder | $194 | $163+18.8% | $10,005-98.1% | $188+3.2% |