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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,749 | $57,305-83.0% | $86,640-88.7% | $75,173-87.0% |
| Participation rate | 88.5% | 63.2%+25.3pp | 71.7%+16.8pp | 67.2%+21.3pp |
| Annual return | 24.43% | 2674.24%-2649.8pp | 592.52%-568.1pp | 160.72%-136.3pp |
| Employer contribution / active EE | $1,775 | $2,316-23.4% | $3,024-41.3% | $2,671-33.5% |
| Participant deferral / active EE | $2,410 | $3,320-27.4% | $4,438-45.7% | $4,126-41.6% |
| Admin fee / account holder | $711 | $4,116-82.7% | $5,616-87.3% | $5,651-87.4% |