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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,294 | $174,379-41.9% | $152,093-33.4% | $138,895-27.1% |
| Participation rate | 95.8% | 81.6%+14.2pp | 77.8%+18.1pp | 79.9%+15.9pp |
| Annual return | 21.71% | 74.86%-53.1pp | 66.36%-44.6pp | 145.39%-123.7pp |
| Employer contribution / active EE | $12,788 | $4,652+174.9% | $4,175+206.3% | $4,194+204.9% |
| Participant deferral / active EE | $19,561 | $6,159+217.6% | $5,451+258.8% | $6,396+205.8% |
| Admin fee / account holder | $1,519 | $16,880-91.0% | $14,497-89.5% | $12,562-87.9% |