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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,089 | $167,504-63.5% | $151,628-59.7% | $134,509-54.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -0.71% | 7.81%-8.5pp | 3.34%-4.0pp | 418.13%-418.8pp |
| Employer contribution / active EE | $8,167 | $6,828+19.6% | $6,165+32.5% | $4,741+72.3% |
| Participant deferral / active EE | $9,916 | $8,985+10.4% | $8,363+18.6% | $6,400+54.9% |
| Admin fee / account holder | $5,326 | $13,779-61.3% | $11,613-54.1% | $11,427-53.4% |