Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2+ years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $80,961 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,732 | $46,332-89.8% | $143,799-96.7% | $64,819-92.7% |
| Participation rate | 93.2% | 64.2%+28.9pp | 80.3%+12.9pp | 71.5%+21.7pp |
| Annual return | -17.06% | -10.05%-7.0pp | -0.04%-17.0pp | 32.84%-49.9pp |
| Employer contribution / active EE | $3 | $1,911-99.8% | $4,952-99.9% | $2,507-99.9% |
| Participant deferral / active EE | $2,714 | $2,647+2.5% | $5,638-51.9% | $4,311-37.1% |
| Admin fee / account holder | $91 | $154-40.7% | $14,677-99.4% | $188-51.4% |