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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,760 | $201,372-60.9% | $184,260-57.3% | $145,884-46.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 12.98% | 29.04%-16.1pp | 28.84%-15.9pp | 551.85%-538.9pp |
| Employer contribution / active EE | $3,130 | $7,024-55.4% | $6,427-51.3% | $4,662-32.9% |
| Participant deferral / active EE | $11,616 | $9,808+18.4% | $9,133+27.2% | $6,690+73.6% |
| Admin fee / account holder | $321 | $16,362-98.0% | $13,898-97.7% | $13,392-97.6% |