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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,935 | $167,533-71.4% | $151,645-68.4% | $134,545-64.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -18.42% | 7.81%-26.2pp | 3.34%-21.8pp | 418.37%-436.8pp |
| Employer contribution / active EE | $10,290 | $6,828+50.7% | $6,165+66.9% | $4,742+117.0% |
| Participant deferral / active EE | $9,396 | $8,985+4.6% | $8,363+12.4% | $6,401+46.8% |
| Admin fee / account holder | $750 | $13,781-94.6% | $11,614-93.5% | $11,431-93.4% |