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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,133 | $209,336-52.6% | $197,124-49.7% | $137,256-27.8% |
| Participation rate | 75.0% | 87.3%-12.3pp | 86.7%-11.7pp | 80.0%-5.0pp |
| Annual return | 14.95% | 48.09%-33.1pp | 44.34%-29.4pp | 220.34%-205.4pp |
| Employer contribution / active EE | $2,517 | $6,591-61.8% | $6,227-59.6% | $4,156-39.4% |
| Participant deferral / active EE | $7,825 | $9,614-18.6% | $9,135-14.3% | $6,407+22.1% |
| Admin fee / account holder | $2,155 | $17,308-87.6% | $16,298-86.8% | $12,270-82.4% |