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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,133 | $223,823-55.7% | $211,142-53.0% | $154,746-35.9% |
| Participation rate | 75.0% | 87.9%-12.9pp | 87.3%-12.3pp | 80.7%-5.7pp |
| Annual return | 14.95% | 50.39%-35.4pp | 46.84%-31.9pp | 172.34%-157.4pp |
| Employer contribution / active EE | $2,517 | $6,787-62.9% | $6,442-60.9% | $4,379-42.5% |
| Participant deferral / active EE | $7,825 | $9,750-19.7% | $9,284-15.7% | $6,730+16.3% |
| Admin fee / account holder | $2,155 | $19,707-89.1% | $19,076-88.7% | $14,365-85.0% |