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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,144 | $160,040-66.2% | $147,096-63.2% | $145,877-62.9% |
| Participation rate | 41.2% | 84.0%-42.8pp | 82.2%-41.0pp | 80.3%-39.1pp |
| Annual return | 12.71% | 98.49%-85.8pp | 419.75%-407.0pp | 551.28%-538.6pp |
| Employer contribution / active EE | $1,121 | $5,289-78.8% | $4,936-77.3% | $4,663-76.0% |
| Participant deferral / active EE | $3,860 | $8,429-54.2% | $8,071-52.2% | $6,691-42.3% |
| Admin fee / account holder | $428 | $15,050-97.2% | $13,005-96.7% | $13,402-96.8% |