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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,002 | $138,114-81.9% | $125,391-80.1% | $134,545-81.4% |
| Participation rate | 53.8% | 84.5%-30.7pp | 82.4%-28.5pp | 81.2%-27.4pp |
| Annual return | -20.17% | 750.88%-771.1pp | 572.41%-592.6pp | 418.37%-438.5pp |
| Employer contribution / active EE | $1,794 | $5,246-65.8% | $4,816-62.7% | $4,742-62.2% |
| Participant deferral / active EE | $4,731 | $7,801-39.4% | $7,448-36.5% | $6,401-26.1% |
| Admin fee / account holder | $381 | $11,570-96.7% | $10,009-96.2% | $11,431-96.7% |