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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,165 | $70,121-18.5% | $63,803-10.4% | $138,895-58.8% |
| Participation rate | 50.0% | 77.2%-27.2pp | 72.7%-22.7pp | 79.9%-29.9pp |
| Annual return | 17.22% | 946.48%-929.3pp | 543.72%-526.5pp | 145.39%-128.2pp |
| Employer contribution / active EE | $1,056 | $2,882-63.4% | $2,532-58.3% | $4,194-74.8% |
| Participant deferral / active EE | $1,312 | $4,535-71.1% | $3,843-65.9% | $6,396-79.5% |
| Admin fee / account holder | $1,182 | $6,738-82.5% | $5,196-77.3% | $12,562-90.6% |