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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,847 | $148,623-73.2% | $135,974-70.7% | $139,466-71.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 36.92% | 79.30%-42.4pp | 68.30%-31.4pp | 373.66%-336.7pp |
| Employer contribution / active EE | $2,096 | $5,246-60.1% | $4,859-56.9% | $4,754-55.9% |
| Participant deferral / active EE | $7,775 | $8,103-4.0% | $7,760+0.2% | $6,712+15.8% |
| Admin fee / account holder | $1,766 | $12,406-85.8% | $10,767-83.6% | $11,409-84.5% |