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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,152 | $176,105-89.1% | $159,474-88.0% | $167,536-88.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 22.46% | 331.91%-309.4pp | 263.68%-241.2pp | 478.82%-456.4pp |
| Employer contribution / active EE | $1,753 | $5,299-66.9% | $4,831-63.7% | $4,839-63.8% |
| Participant deferral / active EE | $6,617 | $7,751-14.6% | $7,353-10.0% | $6,342+4.3% |
| Admin fee / account holder | $446 | $12,559-96.5% | $10,802-95.9% | $12,315-96.4% |