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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,128 | $183,592-72.7% | $155,574-67.8% | $145,877-65.6% |
| Participation rate | 44.4% | 82.7%-38.3pp | 78.2%-33.8pp | 80.3%-35.9pp |
| Annual return | 14.41% | 61.37%-47.0pp | 64.87%-50.5pp | 551.28%-536.9pp |
| Employer contribution / active EE | $3,692 | $5,317-30.6% | $4,676-21.0% | $4,663-20.8% |
| Participant deferral / active EE | $5,371 | $6,466-16.9% | $5,629-4.6% | $6,691-19.7% |
| Admin fee / account holder | $394 | $19,316-98.0% | $15,914-97.5% | $13,402-97.1% |