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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,944 | $175,231-78.9% | $149,696-75.3% | $139,466-73.5% |
| Participation rate | 36.4% | 83.4%-47.0pp | 78.8%-42.4pp | 80.3%-44.0pp |
| Annual return | 24.12% | 166.77%-142.7pp | 134.46%-110.3pp | 373.66%-349.5pp |
| Employer contribution / active EE | $1,617 | $5,478-70.5% | $4,821-66.5% | $4,754-66.0% |
| Participant deferral / active EE | $4,302 | $6,521-34.0% | $5,682-24.3% | $6,712-35.9% |
| Admin fee / account holder | $554 | $16,155-96.6% | $13,212-95.8% | $11,409-95.1% |